This page is designed to allow readers to perform their own calculations of hypothetical returns since the inception of the Thrift Savings Plan in 1988 to the present, as illustrated on the fund total returns page.
The calculations are based on monthly returns of each fund that was available as of January 1988 (G, F, and C Funds - see this page for more details on monthly returns for each fund). The calculations start in January of the start year you select below, and continue until December of the final year.
Input your desired calculations in the form below. The current figures are placeholders. Note: press the "reset" button or refresh the browser to conduct another calculation.
The total percent for each of the funds should add up to 100. Input "0" for funds without contributions.
The earliest start year is 1988, and the latest start year is 2017.
The maximum starting salary is $150,000, and the maximum yearly salary increase is 15%; the maximum contribution rate is 25%.